The finance team you never had to hire

Your business runs on money.
Clerq runs your money.

An autonomous AI agent that manages payments, cash flow, invoicing, and expenses for small businesses. Not a dashboard. Not a tool. An employee.

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The Problem

Small businesses get tools. They need a team.

Payment terminals, banking apps, accounting software. SMBs are drowning in financial tools that still require a human to operate them. The average small business owner spends 10+ hours per week on financial admin instead of serving customers.

400M+
SMBs worldwide without
a dedicated finance team
$750B
Global SMB credit gap
from underserved lending
10h
Per week spent on
financial admin by owners

Always on. Always watching.

Clerq works around the clock so you can focus on what you actually started your business to do.

⚡

Cash Flow Intelligence

Monitors inflows and outflows in real-time. Predicts shortfalls before they happen. Suggests actions, then takes them.

✍

Autonomous Invoicing

Creates, sends, and follows up on invoices. Chases late payments with escalating persistence. You never touch an invoice again.

📈

Expense Management

Categorizes every transaction. Flags anomalies. Identifies savings. Generates tax-ready reports without being asked.

💳

Payment Optimization

Routes payments through the cheapest channels. Negotiates better rates as volume grows. Reconciles automatically.

🚀

Funding Radar

Monitors your eligibility for grants, loans, and credit lines. Surfaces opportunities you'd never find manually.

📊

Daily Briefing

Every morning, a clear summary: what happened yesterday, what's due today, what needs your attention. One minute to full clarity.

Today's Financial Tools

  • Log in to check your balance
  • Manually create and send invoices
  • Categorize transactions by hand
  • Chase late payments yourself
  • Reconcile at month-end in a panic
  • Miss funding you qualified for
vs

Clerq

  • Cash flow monitored 24/7, alerts when needed
  • Invoices created, sent, and followed up automatically
  • Every transaction categorized in real-time
  • Late payments chased with escalating reminders
  • Books reconciled continuously, always audit-ready
  • Funding opportunities surfaced and flagged proactively

The finance team that never sleeps, never quits, never invoices you.

Clerq is being built for the 400 million small businesses that deserve enterprise-grade financial intelligence without enterprise-grade budgets.